Founded in 1990, Holgate Insurance Brokers Ltd is a wholesale and retail insurance brokerage.

Holgate Corporate Risks is a long established and respected independent wholesale broker whose ownership has been with the same family for well over 30 years. Our philosophy has always been to provide the quality insurance products and standard of service our supporting broker partners expect and deserve.

Holgate has a range of solutions to cater for most eventualities, all of which have the comfort of A rated carriers. Our own in-house binding facilities mean that we can make decisions promptly and accurately for our broker partners. Whilst Property and Casualty is considered our forte, our appetite is wide and varied and includes most insurance classes. This also affords us access to bespoke and scheme facilities as well as open market providers, all designed with service excellence and flexible terms in mind.

Our close proximity to The City of London, coupled with our shareholding in a Lloyds broker, means we can react to those risks that require specialist and niche underwriting expertise. 

We only trade with a finite number of brokers, thus enabling us to offer an element of exclusivity – a trait so often overlooked by our competitors – as opposed to just a  broker collecting’ exercise. 

As a wholesale insurance broker, not to mention MGA’s and underwriting agencies, the analogy ‘swimming in a busy pond’ has never been truer.  It then begs the question….Is your wholesale broker working for you? 

Curious to know more about Holgate? Have a look here…


From the smaller, local contractor to the national construction company

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From the little corner shops to the big chains

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From material damage to goods in transit, you're covered

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Property Owners

Commercial, blocks of flats, unoccupied, listed buildings and more

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From material damage to liability insurance, we have you covered

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Roofing & Scaffolding

With hazardous location, unlimited height and non-licenced asbestos considered

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Not sure what you need? Give us a call and we can advise you. 

Meet the team

Our core team of industry experts are here to help you plan, prepare and protect.

Karen Watts

Head of Accounts /

Although I’m officially a director, my time is spent dealing with all things accounts based and it’s not as dull as it sounds! My passions outside of Holgate are foreign travel and spending time with my grandchildren.

Alex Sillett

Head of Compliance & HR / Director / Renewals manager

My list of roles and responsibilities seems endless! I need more hours in the day as I’m also a mum to a baby son with another on the way.

Ben Watts

Senior Account Executive & Underwriter / Director

I joined the family business more or less from school and worked my way up from office junior. Enjoy the more challenging risk enquiries. Gym fanatic and as I come from Essex, I’m obviously a Man Utd fan!

Paul Hughes

Business Development Manager

Over 25 years’ experience and still get a buzz out of meeting brokers face to face. Outside of work, I’m a long suffering West Ham fan…and have inflicted the same pain on my 3 sons. Love my music and have seen my favourite band over 60 times!